Determinan Minat Penggunaan Sistem Pembayaran Non Tunai Berbasis Qris Oleh UMKM di Kecamatan Dompu

Authors

  • Istiana Qoriatun Universitas Mataram, Indonesia
  • Taufiq Chaidir Universitas Mataram, Indonesia
  • I Dewa Ketut Yudha Universitas Mataram, Indonesia

DOI:

https://doi.org/10.59188/jurnalsosains.v5i10.32516

Keywords:

Literasi keuangan, minat UMKM, model TAM, motivasi, QRIS

Abstract

This studyaims to analyze the influence of perceived ease, perceived usefulness, financial literacy, and motivation on the interest of MSMEs in using QRIS.Data was collected through a questionnaire survey of SME operators in Dompu Subdistrict.This study employs a quantitative approach using the Structural Equation Modeling (SEM) method based on Partial Least Squares (PLS). The resultsof the study indicate that motivation has a positive and significant influence on the interest in using QRIS. Meanwhile, perceived ease, perceived benefit, and financial literacy did not show a significant influence on interest in using QRIS. These findings indicate that the motivation factor plays a key role in driving QRIS adoption among SMEs in the study area, while the other factors tested did not have a significant impact.

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Published

2025-10-11

How to Cite

Qoriatun, I., Chaidir, T. ., & Yudha , I. D. K. . (2025). Determinan Minat Penggunaan Sistem Pembayaran Non Tunai Berbasis Qris Oleh UMKM di Kecamatan Dompu. Jurnal Sosial Dan Sains, 5(10), 7322–7338. https://doi.org/10.59188/jurnalsosains.v5i10.32516

Issue

Vol. 5 No. 10 (2025): Jurnal Sosial dan Sains

Section

Articles

License

Copyright (c) 2025 Istiana Qoriatun, Taufiq Chaidir, I Dewa Ketut Yudha

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